BANK ON FILE
Qip AnyPay
One-click Open Banking payments, powered by ongoing payment authorisation.
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AnyPay is Qippay's embedded Open Banking payment solution, designed to deliver seamless one-click payments and a streamlined payment experience that keeps customers coming back.
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Built using secure Enduring Consent technology, customers authorise once and complete every future purchase instantly, without re-entering payment details.
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No stored cards. No repeated checkout friction. Just secure, bank-authorised payments at the click of a button.
Qippay is accredited under MBIE’s open banking framework, operates with no screen-scraping, and has established direct bilateral integrations with all major banks, ensuring a secure, compliant, and future-proof infrastructure.
How AnyPay Works
AnyPay embeds Enduring Consent directly into your app, platform, or merchant environment.
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The customer provides secure bank authorisation via Open Banking.
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An Enduring Consent token is established.
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Future Open Banking Payments can be completed instantly with a single click.
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This creates a smooth, repeat-payment experience while maintaining strong authentication and security standards.
Designed for Account-Based Businesses
AnyPay is ideal for:
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Customer account platforms
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Loyalty programmes
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Marketplaces
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Mobile apps
If your business depends on repeat transactions, AnyPay reduces friction and increases completion rates.
Modern Payment Architecture
Move beyond legacy stored card systems and embrace secure, tokenised Enduring Consent built for long-term digital relationships.
Why Choose AnyPay?
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Seamless One-Click Payments
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Customers complete future purchases instantly without re-entering card details or navigating complex checkout flows.
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Secure Open Banking Infrastructure
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Built on regulated Open Banking Payments, AnyPay removes the need to store card data, reducing fraud exposure and chargeback risk.
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Stronger Customer Loyalty
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A faster, smoother payment experience encourages repeat business and improves customer lifetime value.
The Future of Open Banking Payments
Traditional card-on-file models introduce unnecessary risk and cost. AnyPay replaces stored cards with secure, bank-authorised Enduring Consent, delivering a more efficient and customer-friendly way to transact.
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With AnyPay, businesses can simplify payments, strengthen trust, and build lasting customer relationships through Open Banking.
Seamless Setup
A truly digital application, saving your customers time and effort.
Powering improvements in your CX.
Instant Fulfilment
Customers can approve SetPay arrangements online, eliminating processing delays and shortening payment times.
Dishonour Free
SetPay will not debit customers' accounts if there are insufficient funds. No more expensive dishonours.
Cost Saving
Fees are considerably lower than alternative recurring card solutions. Deliver savings to your business that boost your bottom line.​