ECOMMERCE
Qip PayBy
PayBy is a purpose-built "Pay by Bank" payment solution for eCommerce and online payments.
Enabling customers to pay directly through their banking app, removing expensive transaction fees and eliminating the friction of traditional checkout experiences.
Designed specifically for digital transactions, PayBy replaces outdated card-based flows with a seamless, bank-native experience that customers already trust.
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'One-Off payments'
Qippay is accredited under MBIE’s open banking framework, operates with no screen-scraping, and has established direct bilateral integrations with all major banks, ensuring a secure, compliant, and future-proof infrastructure.
Select Qip PayBy
QIP PAYBY HOSTED DEMO
Simple setup
Fast same-day setup for approved merchants on our Hosted solution.
​Our APIs conform with Payments NZ standards allowing ease of switching.
Robust Security
Fully compliant with ISO27001 security standards, ensuring the protection of your customers' data.​ Bank approved with no screen-scraping.
Fast Settlement
Power same-day value, to boost your cashflow and operational efficiency. Reconcile with ease through fixed reference details for a perfect match every time.
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Affordable Pricing
One of the lowest acceptance fees in the New Zealand market, and significantly lower than card transactions. It's that simple.
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